The State of Florida is about to let mandatory automobile insurance ride off into the “sunset”. That decision would be much better than then some of the ideas they are debating now. The worst idea (no doubt written by the insurance industry) is that if a person involved in an accident does not go to the emergency room within 72 hours of the accident, insurance is not responsible for paying for any damages. Having helped thousands of people that have been injured in accidents, maybe 5% of these warrant a visit to the emergency room. I wouldn’t be surprised if the Florida Legislature passes a law where insurance is mandatory, but also insurance companies are forbidden from paying any money out. When democrats and republicans agree on something like this, you know there is a lot of money floating around.